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BPI Gold MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months





P35 Spent = 1 point

convert your points into great rewards Get discounts at partnering hotels Get free gift certificates from partnering stores


Minimum Annual income ₱ 480000
Minimum age for principal holder At least years of age
Min. age for supplementory holder years and above

Fees and Charges

Annual Fee ₱ 2250
Fee for supplementary holder ₱ Free for life
Interest Rate 3.4% per month
Late payment charge 6% of the outstanding balance
Cash advance limit 30% of credit card limit (upto 100% in emergencies) of credit limit
Cash advance handling fee 300 pesos or 4% of the outstanding balance, whichever is higher
Cash advance interest charge 3.4%
Overseas spending fee 0.75% %
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