Health Insurance

Compare medical and health insurance with Money Monster to find out if you can get a cheaper health insurance quote today.

Basic health insurance such as philhealth and sss are a great help but many Filipinos prefer to protect themselves further by getting a full private health insurance plan or medical plan. We help you compare the insurance market by detailing points such as the maximum benefit limit, inpatient care, emergency care and your monthly premiums so you can find the best health insurance plan.

  • Choosing health insurance

    If you want to find the best health insurance quote in the Philippines it can be a confusing task trying to compare different policies, learning how to calculate monthly premiums and trying to figure out what exactly each policy will cover you for in the event of becoming sick or injured and faced with large medical bills

  • Health insurance guide


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Health Insurance Information

What is Health Insurance?

Health insurance is essentially a contract between the insurance company and an individual or group who will avail services of a third party in a later or future time either through a commencement of an event or through the choice of the individual or group. Health insurance most of the time comes in the form of a Health Maintenance Organization (HMO), Medical Insurance, Preferred Provider Organization (PPO) and Philhealth of which the latter is controlled by the government of the Philippines. The individual pays a premium monthly, quarterly, semi-annually or annually in exchange of discounted services of various providers in the insurance company's network. Essentially speaking, an HMO is form of health insurance.

Benefits of Health Insurance

Inpatient Care is a benefit wherein an individual seeks medical attention and treatment inside the hospital because of immediate need. This always leads to confinement wherein the benefits that comes with it includes the following but is not limited to: hospitalization, rehabilitation, ambulance fees, laboratory tests and medicine. Outpatient care on the other hand, is similar to inpatient but since the individual as advised by the doctors can do the medication in the comfort of his own home or just outside the hospital. Outpatient care usually includes the following, wellness, preventive care procedures like laboratory tests, ECG, Physical Exams, Chest X-Ray and Urine and Stool Analysis. And lastly, emergency care as the word 'emergency' denotes means taking immediate care resulting from a hazardous event that arose from traveling or just from a general accident.

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